Loan Services

Shared Secured

Share Secured loans are secured by funds in your regular shares or sub-shares. For example, a loan for $4000.00 requires that you have matching funds in your regular share or sub-share accounts. These funds will be held against your loan. As payments are made towards your loan, the amount held in your share or sub-share decreases as funds releases. To apply, you must fill-out a loan application (click here to apply online). Income verification and credit report are not required.

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Personal

Funds may be used to pay expenses on special occasions such as weddings, graduations, birthdays, and so forth. Personal loans can also be used for vacations, special gifts, to pay or consolidate bills, for home repairs, to buy a lawn mower, bike, washer, and so forth. Monthly payments on signature loans vary depending on the term and amount of the loan. Please call IEG FCU for more information. To apply, you must fill-out a loan application (click here to apply online) and submit your income verifications. Other documentation may be requested as needed. Credit Report(s) are required.

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New and Used Automobile

We make your car buying experience a breeze! Finance your new or used car, truck or van at IEG FCU. Auto loans may be used to purchase either used or new autos. Monthly payments on auto loans vary depending on the term and amount of the loan. Please call IEG FCU for more information. Credit Reports are required.

To apply, you must fill-out a loan application, & submit income verifications. For a new auto loan (click here to apply online), a copy of the Purchase Order is required. For a used auto loan (click here to apply online), a purchase order or a copy of the registration and a list of all options of the vehicle (mileage, AC, cassette player, etc) is required. Credit Reports are required.

Need help buying a car? Consult our Anytime Adviser NEW Car Coach or USED Car Coach to assist you in the purchase process.

Like to know the blue book value of a car you're looking to buy or trying to sell? Visit the Kelley Blue Book website to find out how.

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Real Estate & Mortgage

Your largest single life investment is the purchase of a home. Whatever home you decide to buy, IEG FCU can help you with a mortgage loan. The rates are great and our mortgage lender affiliate, CUSO Of Hawaii, is even better at matching your needs, from pre-qualification to closing.

Click here to apply. Also, consult our Anytime Advisor Home Buying Coach to assist you in the home buying process.

Home Equity Line Of Credit

IEG FCU's Home Equity Loan establishes a secured line of credit that you may draw on up to your credit limit.

Please contact our Senior Loan Officer for more information.


Shared Secured or Personal Line of Credit

Line of Credit is a revolving loan. This type of loan enables you to withdraw funds anytime providing there are available balances. Loan Drafts are available upon request. Payments are made monthly in increments of $25 or $35 per $1000 depending on whether the loan is secured or unsecured.

To apply, you must fill-out a loan application and submit your income verifications (click here to apply online for a Personal Line of Credit or a Secured Line of Credit). Other documents may be requested as needed. A credit report will be run for both applicant and co-applicant. For secured line of credits, income verification & credit reports are not needed.

Rate information

For information on the "EZ" Access Line of Credit rates, click here.


CU Student HELP Smart Option Student Loan

With college costs growing fast, it’s time to borrow smarter. The CU Student HELP Smart Option Student Loan offers multiple repayment options and competitive interest rates to help you pay for college expenses not covered by scholarships and federal loans.

Click here for more information


Loan Late Fee

Effective November 01, 2010

Minimum of $5.00 or 5% of the Past Due Amount For All Loans More Than 15 Days Late.