Dividend Rates - Share and Share Draft Accounts
The rates and terms applicable to your account at the Credit Union are provided in this Rate Schedule. The Credit Union may offer other rates for these account from time to time.
The share rates are accurate and effective for accounts as of the effective date indicated and is subject to change without notice.
Rate may change after the account is opened. Fees could reduce the earnings on the account. Penalty will or may be imposed for early withdrawal.
EFFECTIVE DATE: October 01, 2008
|
|
Share Account |
Christmas Savings Account |
Club Account |
IRA Account |
|
DIVIDENDS |
0.75%
/ 0.75% APY |
3.75% |
0.75% |
3.00% |
|
Dividends Compounded |
Monthly |
At Maturity |
Monthly |
Monthly |
|
Dividends Credited |
Monthly |
At Maturity |
Monthly |
Monthly |
|
Dividend Period |
Calendar Month |
Annual (10/01/08 - 09/30/09) |
Calendar Month |
Calendar Month |
|
BALANCE REQUIREMENTS |
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|
Minimum Opening Deposit |
$5.00 |
$5.00 |
$5.00 |
$5.00 |
|
Maximum Deposit Monthly |
--- |
$1,000.00 |
--- |
--- |
|
Minimum Balance To Avoid A Service Fee |
--- |
--- |
--- |
--- |
|
Minimum Balance to Earn the Stated APY |
$100.00 |
--- |
--- |
--- |
|
Balance Method |
Average Daily Balance |
Average Daily Balance |
Average Daily Balance |
Average Daily Balance |
|
ACCOUNT LIMITATIONS |
Account transfer limitations apply |
Account transfer limitations apply |
Account transfer limitations apply |
Account transfer limitations apply |
|
|
Sub-Share Account |
Money Market Account |
Share Draft Account |
|
DIVIDENDS |
|
2.75%
/ 2.78% APY |
|
|
Dividends Compounded |
Monthly |
Monthly |
Monthly |
|
Dividends Credited |
Monthly |
Monthly |
Monthly |
|
Dividend Period |
Calendar Month |
Calendar Month |
Calendar Month |
|
BALANCE REQUIREMENTS |
|||
|
Minimum Opening Deposit |
$5.00 |
$2,500.00 |
$10.00 |
|
Minimum Balance To Avoid A Service Fee |
--- |
--- |
--- |
|
Minimum Balance to Earn the Stated APY |
--- |
$2,500.00 |
--- |
|
Balance Method |
Average Daily Balance |
Average Daily Balance |
Average Daily Balance |
|
ACCOUNT LIMITATIONS |
Account transfer limitations apply |
Account transfer limitations apply |
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